JIT OFFICE: 619-770-1850 | YOUTH SERVICES: 760-505-6647 | NORTH COUNTY: 619-218-8566 | jit@jitfosteryouth.org

Pathways to Financial Power

Networking Opportunities
Financial Security

Pathways to Financial Power

Join  Pathways to Financial Power  and discover your  path to professional success.

Pathways to Financial Power is designed to help our youth bring their employment options into focus. Through resume building, networking, financial literacy, computer skills and one-on-one connections with San Diego professionals. The youth are able to discover their passions in the workforce and learn basic financial tools.  With our partnerships with the San Diego community, our youth are given opportunities to increase self-sufficiency.

Outcomes & Impact:

After exposure to Pathways to Financial Power workshops and empowering experiences, participants will have:

*The ability to complete successful job interviews confidently.

*The ability to build targeted resumes.

*The ability to maintain a budget and use their knowledge of financial literacy.

*Establish a network with San Diego professionals and Just in Time coaches.

Learn More

How It Works

Pathways to Financial Power provides over 40 youth with a combination of financial and professional resources to build their network and be able to responsibly manage their finances.

Workshops are provided for both past and current participants! The 2018 schedule includes the following:

  • Resume Workshop – writing session focused on the technical aspects of career building.  Participants are given the ability to work one on one with a volunteer.
  • Credit – an interactive workshop that discusses what will hurt your credit, help your credit, and where to obtain free credit reports.
  • Loans – Provides information about interest rates, where to receive a loan and what to watch out for.
  • Coping with Stress – How to recognize your stress levels and ways to handle stressful situations so that you feel calm and prepared.
  • Intro to Investments – Information about investing in stocks, bonds, real estate, 401K’s and more.
  • Pay and Benefits – How to navigate salary, benefits, and recognize details on your paystub.

Participation in Other JIT Programs. Pathways to Financial Power participants are given an overview of all JIT programs and may apply for services.

Evaluation. Follow-up information is solicited from each youth annually via an online survey.

Contact. Amanda Larson, Youth Services Coordinator at amanda@jitfosteryouth.org or 619-770-1853

Frequently Asked Questions

What is Pathways to Financial Power?

Pathways to Financial Power is a combination of resources aimed to assist former foster youth become more self-sufficient, pursue fulfilling careers, and assist them in their ability to achieve financial security. Pathways helps young adults learn about financial tools, the ability to network, and gives access to resources that would help them carve out their professional path.

What are the requirements to be a part of Pathways to Financial Power?

Participants must be working, in school or holding an internship.

Participants must complete an online application and be able to attend at least 75% of the workshops as well as the Pathways to Financial Power Conference.

When does Pathways to Financial Power Start?

Pathways starts at the end of January and lasts until September. However, both current and past participants will be able to attend workshops year-round.

 What is the time commitment to be a part of Pathways to Financial Power?

Pathways has a total of 15 workshops. Participants should expect a time commitment of at least 4 hours a month.



Just in Time’s impact comes from a changed based theory of more than a decade of hands-on experience and our research-based approach to developing services that “move the needle” for the youth we serve.


What does it really take for a young person to achieve financial security? 

JIT conducted a survey of youth participants to identify trends that could point to areas that inhibit the ability of transition age youth to be self-sustaining and have a true sense of well-being.

At the date the survey was conducted, nearly half of respondents identified that they had just enough financial resources to cover their basic needs each month, 25% identified making enough to have spending money, and an additional 20% identified making enough for spending money and to save a little bit of money each month. However, only 4% were making enough money to have at least $1,000 in savings.

Additionally, long-term financial stability comes from being able to find and keep a job that offers a reasonable standard of living. At the time of the survey, 68% of respondents were working but for those transitioning foster youth who were employed, 49% of respondents were employed in jobs making $9 to $10/hour, 19% were in jobs making $11 to $12/hour and 14% were in jobs making $13/hour. Also, 79% of respondents had between 1 and 3 jobs in the past year.

An additional significant finding from this study identified that 30% of respondents reported feeling “barely confident” or “not confident at all” in managing their financial resources, with an additional 40% identifying that they felt “somewhat confident” around managing their finances. Collectively, this study identified that 70% of participants were at risk for or regularly exhibited low confidence around managing their financial resources.

Pathways to Financial Power creates a platform to generate support for JIT’s commitment to mobilize the community to help transitioning foster youth achieve self-sufficiency and well-being through smart money management, access to connections, and opportunities for meaningful employment. This platform is made possible by individuals and organizations that can assist young men and women to reach that goal.

After the very first cohort, participants spoke about being exposed to knowledge and experiences that led to a more expanded and expressive view of life, increasing their credibility and ability to solve the problems at hand. They talked about learning self-awareness, their value, and understanding their place in the world because they now realize they are no different than “successful” people. Participants also gained the power of owning and sharing their own stories and converting a painful past into a source of empathy, proactivity and confidence. They also described the foundational importance of authentic, mutually supportive relationships in helping them set healthy personal and professional boundaries and make lasting connections based on consistency and trust. These four outcomes created a mutually reinforcing “tipping point” in deep, durable change in their self-perception and personal empowerment

As a result of Pathways, participants are provided with the skills needed to advocate within their own lives, recognize and embrace their strengths, and change self-limiting beliefs. And they express that change in powerful ways:

“I have always felt that I wasn’t good enough. I had a chip on my shoulder. I am beginning to see that I matter and I’m not a failure. This has helped me in my relationships with people because I feel like I am no longer being judged as a failure.”

“When I think negative thoughts about myself, I am able to recognize that those thoughts are not my reality, that I am a good person and people care about me. It has taken a lot of work but I like who I am as a person the good, the bad and the ugly. I am not scared of making mistakes or failing anymore.”

“When someone asks me what I am good at nowadays, I can answer confidently! I used to dread that question during interviews but I wait for it now. I list my strengths and I have examples of how I have used those strengths in the past, this has been my biggest takeaway.”

The long term impact for our community is that foster youth and public perceptions change from the inevitability of negative foster care outcomes to increased hope, resources and direct community support for this population. The resulting change in expectations when this relationship-based model is used means the cycle of foster care is broken for all transitioning youth and their children who remain out of the system.


We are Proud to have these Pathways to Financial Power Sponsors: 

Rancho Sante Fe Foundation

Donahue Schriber Realty Group- Del Mar Highlands Town Center

Sue & Jay Lichter

The Hill Charitable Trust

Day for Change

Union Bank


In Their Own Words

“Entering the business world as a Business major created a lot of fear and uncertainty. By attending the Pathways conference, I was able to gain more confidence and be prepared and clear up some of of my fears upon entering the career world.”-Ivan

“Pathways provided me with all the resources and more I could have asked for to better myself in my professional development. This area in particular has been a weakness of mine as I have had little to no role models or insight on where I should start with my career ventures. I saw, and experienced, through Pathways that there are people out there who want to make connections with us foster youth and help drive us towards confidence into the professional world. I honestly believe this program set’s us up for success, we simply must then go out achieve it.” – Marlene

Thank You To Our 2018 Major Investors

Title Sponsor $50,000

Community Impact Fund at the Rancho Santa Fe Foundation


Presenting Sponsors $30,000

Del Mar Highlands Town Center

Suzanne & Jay Lichter


Power Sponsors $10,000+

David C. Copley Foundation

Bank of America Charitable Foundation

Charlie Joyce

Hill Charitable Foundation

Inez Branca Family Foundation

Mutual of Omaha Bank


Workshop Sponsors $5,000+

Day for Change

Kippy Gambill

Jana Kiena


Rolf Benirschke Legacy Foundation


Louarn & Alan Sorkin

Peter B. Clark

RWM Home Loans

Wawanesa Insurance, Inc.


Investors $2,500+

FedEx Cares

Dowling & Yahnke, LLC

In Memory of Armando Jackson

MUFG Union Bank Foundation


Supporters $1,000+

Joann & Larry Baca

Carolyn & Stephen Locke

Janace & Stephen Pierce

The Rower Family

Batta Fulkerson Law Group